Our Vision and Team

Michele and Lior TeamWoodland Hills, California

We believe it’s our responsibility to foster passion in ourselves and in others through our brand, our culture, and our product. We strive to provide more than mortgage lending, and in that same vein, we realize that our biggest asset is our people. So while the rest of the mortgage industry is interested in short-term gains, we’re investing in technology and training our team—always having one hand in the future.

At the Michele & Lior Team we've built a top-notch team with the know how to facilitate your lending wants and needs, all while providing a level of personalized service you won't find at big name companies. Below you'll find a quick word from our employees, as well as their personal contact information and more. Please take a moment to get to know us. We're excited to get to know you.

We put you at the forefront of the process.

Michele and Lior Team


Lior Yehuda 

Branch Manager

NMLS 918983


Tel: 818-456-4905

We approach the journey to homeownership differently with The Michele & Lior Team, powered by Cardinal Financial. From the moment you apply to the day you step over the threshold of your new home, we put you at the forefront of the process. It's our goal to provide service and offer products that are built around you. Regardless of your personal wants and needs, we're here to help make your dreams a reality.


Michele & Lior take a more personal approach to lending because you matter. More than just a number or an account, every one of our customers receives the same level of care and consideration. Because of this, you'll never be offered a prepackaged option that's not suited to your budget and lifestyle. If you're looking to purchase a new home or refinance your current one, there's never been a better time than now.

Michele Cohen 

Sales Manager

NMLS 872219


Tel: 818-855-1118

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Tal Fitlovich

Loan Originator Assistant 

NMLS 1928470


Tel: 818-574-3430

Tal is typically the first person to engage with the families we serve and with our partners. Her role is perhaps the most important one on the team, ensuring that everyone knows at any point in the process exactly where everything stand. Tal loves building new relationships which is why she is the perfect team member to begin the journey and make sure it continues with our clients for many years after closing.

Michael Mancuso

Loan Originator

NMLS 1941276


Natalie Guastavino

Loan Originator Assistant

(747) 264-9368